Mortgage Brokers may receive unsolicited emails from Dez Capital if we have an e-mail address on file and have conducted business with the broker in the past. These emails occur quarterly or when we have an important change in rates and/or terms to communicate to brokers in general. If any broker does not wish to receive these emails from us, he/she can unsubscribe. Simply notify us.
Links to Other Websites
Our website may provide links to other sites which have their own policies regarding privacy. It is always best to review the Privacy Policies of any site when providing personal information.
We use services such as Google Analytics, and other similar programs to better understand Dez Capital’s website traffic. We use this information for internal purposes only and in full alignment with Canada’s Anti-Spam Law (CASL).
Personal Information Acquired for Lending Purposes
Information that we receive from borrowers while conducting Asset Based Lending is proprietary and is strictly required for the financing transaction only. This information provides the necessary details to secure a loan or credit. We will never sell, or transfer personal information to another third party outside the bounds of a financing agreement. The parties directly involved in expediting the financing agreement such as lawyers, real estate brokers, and third party auditors are exempt, and receive information regarding a borrower on an as-needed basis.
The security level of any confidential information is based on its sensitivity and includes password protection, and restricted access. Only employees that require this information in the course of day-to-day business operations are allowed access. Dez Capital may however, disclose information when we believe disclosure is necessary to comply with the law.
Disposal of Personal Information
Personal information that is no longer required is always shredded or destroyed. Any hard drives are erased before they are disposed of. For accounting purposes, by law, we need to keep information regarding our ABL business transactions for seven years. Mortgage law states that all documents related to a mortgage or mortgage renewal be kept for at least six years after the mortgage or mortgage renewal’s term expires.
Physical Security of Dez Capital Premises
All of our offices have building security and are securely locked after hours. Hard copy records are similarly protected by lock and key. Computer room facilities are accessible only by certain management and IT staff. Dez Capital networks are secured by firewalls. This software is kept current to protect our files, operating systems and software.