LENDING SERVICES

LOAN PROGRAMS

All our real estate mortgage loans are mediated by accredited mortgage brokers whose prime responsibility is to secure the most suitable ﬁnancing option within a reasonable turnaround time. We work with these brokers to help plan ﬁnancing that satisﬁes development objectives and time constraints. Brokerage services are provided at no additional cost. To obtain a list of qualiﬁed brokers, contact info@dezcapital.com or The Financial Services Regulatory Authority (FSRA).

All loans are equity-based, and loan to value (LTV) is determined by the property’s appraised value. Please refer to the following information and call or email us with any questions.

LOAN PROGRAM DETAILS

Amount	$250,000 – $10,000,000
Lending Area	Greater Toronto Area (GTA), Barrie, Kitchener, Waterloo, Burlington, St. Catharines, Hamilton
Maximum / Minimum Term	12 Months Open
Mortgages	1st and 2nd Position
Payment Type	Interest Only, Calculated and Payable Monthly
Term Sheet	Within 48 Hours
Turnaround	3 – 7 Business Day Turnaround
Lender Fee	1 – 3% of the Loan Amount

If you are a broker and have a potential deal, please send a complete mortgage package to brokerdeals@dezcapital.com so we can begin our underwriting process. Alternatively, please call us at 416.519.9090 and we will be happy to answer any additional questions you may have.

RESIDENTIAL

• Loan to Value up to 75%
• From single-family residential through multi-tenant residential buildings

COMMERCIAL

• Commercial deals are executed case-by-case

CONSTRUCTION

• Loan to Value up to 70%
• Finance any stage of the project, irrespective of how many units are pre-sold
• Fast processing of draws to save time and money for builders

COMBO
(LAND PURCHASE FOLLOWED BY CONSTRUCTION)

• Ideal ﬁnancing package for builders to purchase and construct new residential homes under the same ﬁnancing umbrella
• First and Second Mortgage Construction
• Seamless ﬁnancing from start to ﬁnish
• One-stop ﬁnancing means less legal fees, time and paperwork

PRE-DEVELOPMENT/DEVELOPMENT

Financing for land purchase, development and approval phase, as well as marketing and sales. Customized financing options to deliver a successful outcome for the developer.