How to invest with Dez Capital
Real Estate is one of the oldest forms of investing, and a great alternative asset class to add to your portfolio. Dez Capital Mortgage Investment Fund offers you the opportunity to invest directly into the proven Golden Horse Shoe (GHS) real estate market. Together with our investors, we maximize returns while preserving capital with a simple and transparent approach to co-investing.
What are Mortgage Funds? In certain circumstances traditional bank financing does not cover certain real-estate loans. This is the niche market where a mortgage investment fund lends money (secured against real estate) to borrowers.
What is a pooled mortgage? Pooled mortgage funds have grown in popularity over the past decade. This type of fund carries a basket of mortgages that deliver returns to investors generated by interest from mortgages.
Dez Capital has funded over $480 Million into 588 mortgages across Ontario to date. Investment into the mortgage fund is available to any eligible resident of Ontario with a minimum investment requirement of $50,000. Qualified dealers (EMD’s) are assigned to determine eligibility and sell units of the investment.
The structure of the fund is set up so purchases are made on the first day of each month and the distributions are paid out monthly, beginning on the 15th day of the following month.
Distributions can be paid out as income or re-invested. All income from the monthly distribution is treated as interest . There is no limit to how much you can invest, and the fund allows investment through registered accounts like your RRSP, TFSA, RRIF. The management fee on your investment is 1% per year and if you elect to exit the fund in the first year of investment, you are charged 2% on the amount liquidated.
As with any investment, understand the risks and make sure you’re willing to take them. To learn more about how you can add real estate to your portfolio through investing in a mortgage fund, speak to one of our Exempt Market Dealers